To investigate the synergistic enhancement of vehicle ride comfort and lateral stability through mechatronic ISD (Inerter-Spring-Damper) suspensions, and to explore the impact of switching external electrical networks on mechatronic inerter performance, this study establishes a three-degree-of-freedom vehicle dynamics model considering steering maneuvers. The NSGA-II is employed to optimize the external electrical networks of the mechatronic ISD suspension under various driving conditions. Results demonstrate that the mechatronic ISD suspension without an external electrical network yields marginal performance improvements. In contrast, the configuration that switches external electrical networks based on driving conditions achieves significant reductions of 12.7% and 25.9% in the root mean square values of body acceleration and body roll angle, respectively, markedly enhancing both ride comfort and lateral stability.